Our July 2019 Bulletin

The JSW team pride themselves on providing clients with excellent service coupled with exceptional cover; if you’ve been happy with our service please don’t forget to recommend us to your friends, colleagues and business connections. Once they go on cover, we will send you a £50 Love2Shop voucher! (t & c’s apply).  Please email info@jswinsurance.co.uk with their contact details and your name and postcode.

Claims Stories: Management Liability
Our in-house claims team work hard to ensure our clients receive the best outcome. You’ll never know how good your insurance broker is until you make a claim. Below shows a case where one of our clients was extremely appreciative of our work.

Our client had an incident where a sub-contractor was injured at a third party site. This was reported to the insurers at the time and involved a piece of machinery which was being used. The HSE took the machine away for testing after the incident. 2 years later the HSE sent a letter to our client informing them that the costs of testing the machine fell on them as they felt they had not properly instructed the sub-contractor on how to use the machinery as the main contractor.

Our client had a Management Liability Protection policy which covers these costs, however, Axa advised that as the matter had not been reported at the time (2 years prior) they would not entertain cover. Craig, our claims manager liaised with Rradar (Axa’s appointed solicitors) to challenge this, advising that the HSE invoice was a total surprise and they had been advised of the matter previously as a PL notification was made.

The challenge had the desired effect with Rradar confirming that Axa would indeed provide cover. The client were thankful for our assistance during this claim.

If you need to report a claim, please inform our team by calling us on 01782 363141

Meet our commercial account executive, Steph Key
1)      What is your name, job title and location (branch)?

Steph Key – Commercial Account Executive at the Lymedale Office, Newcastle

2)      How long have you been working in insurance for?

Way too long to remember!! 27 years!

3)      What does your job entail?

Arranging new business, mid-term adjustments and renewals for all my commercial clients, which involves carrying out a review of all insurance policies as well as providing advice on any additional insurance products that may benefit our client.  Negotiating and building relationships with our insurers is also a big part of my role.

4)      How did you get in to insurance?

I was bored in an office role and fancied a change. I applied for a role within a Loss Adjusters compiling reports for major personal lines and commercial claims.

5)      Favourite part of the job?

Being part of a happy and committed team providing a great service to all of our clients.

6)      What is it like being part of The County Group?

The group is growing at a rapid pace and this is great to be a part of.  Every day is different with new challenges.

7)      Why should potential customers take out their insurance with you?

Insurance can be boring and quite complex if you don’t understand it properly. Let me take the hassle away from you and I’ll make the whole process swift and as seamless as possible.

8)      Particular insurance policies/ schemes that are competitive at your branch?

We arrange all types of commercial insurance policies which include Commercial Combined, Combined Liability, Fleet, Shops & Salons, Offices, Property Owners, Professional Indemnity, Pubs, Restaurants, Take Aways, Group Annual Travel, Commercial Legal Expenses etc.  We have excellent products and premiums for all of these products with quality well known insurers.

Call Steph and the team for a quote on 01782 363141

Business of the month: Westland Environmental Safety Ltd
James Collett, Managing Director of Westland Environmental Safety has been a loyal client of our Melton Mowbray branch for some time. Please have a read to see they may be able to help your business…

Established in 2011 and operating nationally from its centrally based office within Stoke-on-Trent, Westland Environmental Safety Ltd is a totally independent company offering asbestos risk management services and consultancy with regards to health, safety and the environment.

Services include asbestos management, refurbishment/demolition/reinspection surveys, air testing and fibre counting, 4SC/certificate for reoccupation, bulk identification, asbestos removal tendering and project management, licensed contractor site audits, priority risk assessment, asbestos management plans and polices, asbestos training, compliance reviews and consultancy/advice/guidance.

‘What makes us so different is our people; we look after our staff first, then our clients and then our shareholders. With this ethos, the business is succeeding.

We pride ourselves on providing an honest, reliable and great service and believe in a fair price for a great job done right, first time. Our consultant’s possess excellent levels of technical expertise in a friendly down-to-earth manner and a swift response to all enquiries with quick analysis and report delivery.

From 1st-18th October 2019, James (Managing Director) will be involved in an expedition that will trek to the base of the Mount Everest 4930m. James will be raising funds for the Lou Macari Foundation which was established to relieve poverty of persons who are homeless, at risk of becoming homeless or those who are suffering from associated issues such as substance miss-use, mental health problems or crime and anti-social behaviour in North Staffordshire by providing night shelter accommodation, food and support to them to help them move on to independent living. Any donations would be greatly received. (https://www.givey.com/everestbasecamptrek).

Please find some documents below which may be of use to yourself and your business. If there is anything you would like featured in the next bulletin, please email: marketing@jswinsurance.co.uk Small Business Start-Up Guide

Calculate your cyber insurance risk

Is your building covered for the right sum insured?

Thank you for reading!

We hope you have found this newsletter of interest. If there is anything you would like including in our next newsletter, please get in touch to let us know.

01782 363141