Year: 2009

Pets – Pests… Is there a difference?

November 17th, 2009

Pets can be great. They provide companionship, affection, entertainment, security together with giving you a focus for your attention. It’s all good… or is it? Fleas, smells, house training, vets bills, heartache. I guess every pet owner weighs up the pros and cons of ownership and for eveyone the balance falls in  a deffirent place, but… Read more »

New home for insurance blogs…

November 9th, 2009

JSW’s blog, formerly at has now moved to our website. I guess that if you’re reading this then you’ve already found it! Our aim is to continue to comment on the important issues of the day in an insurance context, relating real world news and events to how they affect or are affected by… Read more »

FSA bares its teeth!

November 5th, 2009

The Financial Services Authority (FSA) has shown its teeth in a recent ruling regarding the selling (or miss-selling as they saw it) of Payment Protection Insurance by high street insurance giant Swintons. In a landmark case they admitted to miss-selling hundreds of thousands of policies in a 16 month period between 2006 and 2008. Swintons… Read more »

Crime doesn’t pay!!!

November 2nd, 2009

Insurance fraudsters have been jailed in the latest “Crash for Cash” scam to come to court. A the leader of a gang centred around Bolton in Lancashire caused over 90 “accidents” convincing the other driver each time that they were actually at fault in order for the gang to make a fraudulent insurance claim. The… Read more »


October 28th, 2009

Fact of the month in the latest edition of the CIM’s (Chartered Institute of Marketing)Marketer magazine is that 71% of people are influenced by a recommendation from a friend when making purchasing decisions. Not hugely surprising you may say, but compare that with only 63% who use their own past experience as a main influencer… Read more »

Runner Up for Buy-to-Let Awards

October 26th, 2009

There’s never any harm in blowing your own trumpet, so I’ll indulge myself here. I recently entered my own insurance brand, into the inaugural Landlord and Buy-to-Let awards the results of which were announced during a gala dinner at Birmingham’s NEC on Friday 16th October. We ended up being a commended finalist (effectively 2nd… Read more »

Hotel Prices Dropped by up to 33%

September 16th, 2009

Relaxed business meetings a long way from home are getting to be a more realistic proposition as hotel prices have dropped by up to 33% over the last year (according to a BBC report). This must mean that the option is now more realistic to stay over after a meeting (or before if it’s an… Read more »

Are you protected?

August 27th, 2009

It’s interesting to note that, for the first time, the population of Britain is now more than 61 million. Even more interestingly, 1.3 million of our fellow Brits are over 85! The population also swelled with 791,000 new babies last year. The overall population rose by .7% from the previous year. Wow! We are living… Read more »

An Alternative to Insurance – THE LAW

June 10th, 2009

Sometimes you do not need insurance – the attached article from the Daily Mail highlights the extent of the Sale of Goods Act extending protection to consumers for up to six years from the date of purchase. Worryingly nobody ( the government) has seen fit to publicise the benefits to the consumer, many of whom… Read more »

Honesty is the Best Policy

March 20th, 2009

“Honesty is the best policy”. I’m not sure who said that first, but it’s always been true, especially in the insurance business where if you’re not completely straight with your customers you will be caught out. Treating customers fairly is not just one of the basic principles upheld by the Financial Services Authority, it has… Read more »